Things You Must Know Before Purchasing a Property in Bangalore
{Buying a home or flat or house is one of the major financial decisions anyone takes. The city of Bangalore, known as the IT capital of India, has been a lucrative city for real estate investments thanks to its IT boom, city expansion, and consistent property appreciation.
Still, purchasing a property here demands thorough research. In this guide, we’ll outline everything important to consider before buying property in Bangalore—from area selection to legal checks and long-term growth.
Step 1: End-Use vs Investment
Before you begin looking at options, you must determine why you are buying:
• For Self-Use: Look at location, connectivity, amenities, and lifestyle. Choose a home close to your office, educational institutions, and essential services.
• If buying for investment: Explore emerging localities with high future value rise such as Budigere Cross, Devanahalli, Whitefield, and Sarjapur Road. Prioritize rental demand and long-term returns.
? Expert Suggestion: If you want possession within the next 2–3 years, opt for a ready-to-move-in property. If your plans are longer, under-construction projects can offer cost benefits.
Selecting the Right Locality
Bangalore is huge and spread out, and where you buy matters most in both lifestyle and future returns.
Prime Established Areas: Whitefield, Indiranagar, Koramangala, HSR Layout.
Pros: Great connectivity, developed infrastructure, mature neighborhoods.
Cons: Expensive, few new launches.
Emerging Growth Corridors: Budigere Cross, Devanahalli (near airport), Sarjapur Road, North Bengaluru belt.
Pros: Lower entry price, great long-term returns.
Cons: Work in progress, facilities not fully ready.
Essential Property Documents
Real estate transactions involve legal records. Overlooking files can lead to future disputes, so always verify the following:
• ? Sale Deed – Confirms ownership transfer
• ? Title Deed – Ensures seller ownership
• ? Encumbrance Certificate (EC) – No legal disputes
• ? RERA Registration Number – Registered with authority
• ? BBMP / BDA Approvals – Building and land use permissions
• ? Tax Receipts – Up-to-date tax payments
?? Important: Work with a trusted real estate partner like AR RAB PROPERTIES or use professional help to avoid risk.
RERA Rules & Why They Matter
The Real Estate (Regulation and Development) Act (RERA) protects homebuyers by enforcing:
• Timely delivery of projects
• Clarity in pricing and area measurements
• Safeguards against fraud
How to check a project’s RERA status: Visit RERA Karnataka’s website and check registration. If not registered, it’s a red flag.
Assess Builder Reputation
Not all builders meet expectations. Before booking:
• Research past projects.
• Check buyer testimonials.
• Inspect construction quality.
• Prefer trusted names.
Some reputed developers: Godrej, Prestige, Brigade, Salarpuria Sattva, Sobha.
Plan for Extra Costs
Many buyers ignore extras. Remember these:
• Stamp Duty & Registration: bangalore property price trends around six percent of property price.
• GST (under-construction): 5%.
• Maintenance Deposit: ?50,000 – ?2,00,000.
• Parking Charges: varies builder to builder.
• Legal & Documentation Fees: approx range.
? Tip: Always add 10–12% buffer to cover these.
Ready-to-Move vs Under-Construction:
• Price: Higher vs Cheaper
• Waiting Period: move in now vs delayed handover
• Risk: Low risk vs Moderate risk
• Rental Income: Immediate vs wait until handover
Financing Your Flat
Banks offer up to 85% value if documents are in order.
Steps:
1. Get pre-approval before shortlisting.
2. Compare offers from SBI, HDFC, ICICI.
3. Check repayment terms.
4. Keep EMI under 40% income.
Look at Upcoming Development
Projects like metro lines, highways, and tech parks can increase property value.
Examples: Metro Phase 2 & 3, Peripheral Ring Road (PRR), Airport expansion at Devanahalli.
Buying near upcoming projects is like investing early.
Choose Expert Support
Navigating property purchase solo can be overwhelming. A partner like AR RAB PROPERTIES helps with:
• Verified Listings – Only approved
• Transparent Pricing – No hidden charges
• Expert Guidance – Support till registration
• Complete Support – financing
Wrapping Up
Investing in Bangalore real estate makes sense, for living or wealth creation. The key is research, verify documents, and choose right builder/location.
With continuous growth, your property can be a home + profitable asset.
Visit for details: https://www.arrabproperties.com/